Use Go Fund Me to pay for necessity?

Just heard in the Marketplace podcast that a single mother in US had to use Go Fund Me to raise $2000 to cover cost of car and air conditioning repair because her salary as an assistant to a Physician can’t catch up with inflation. She has a 9-year-old son who is as tall as sheContinue reading “Use Go Fund Me to pay for necessity?”

Do we need that recreational property?

Some might have a second property for recreational purpose. It might be a cottage in a lovely small town closer to the nature where you visit in the weekends during the summer. It might bring challenge if they are still paying mortgage for both their primary residence and that second property. Or they have paidContinue reading “Do we need that recreational property?”

Some ideas to cut phone bill cost

I am very passionate on cost cutting without sacrificing the quality of life. To maintain this fine balance is very important. 😊 Let’s talk about phone bill cost. Frist, cut the landline. I know many of you have already done that. Congratulations! Big savings. Any recurring cost deserves close scrutiny because it can add up.Continue reading “Some ideas to cut phone bill cost”

More ideas to reduce food cost

Inflation is still all the rage. Holiday is just around the corner. Many people will have to spend more on gifts, dinner parties, travelling, etc. Therefore, we need to find ways to save a bit more on areas where we can. Nuts are delicious and nutritious but quite expensive. Using beans as substitute for nutsContinue reading “More ideas to reduce food cost”

Sustainable living in Uruguay

Just head a podcast today by New York Times on Uruguay’s success on sustainable living to fight climate change. With so much bad news of devastating extreme weather disasters and the lack of progress on governments’ effort to fight climate change, this is so encouraging and hopeful. Another piece of good news is that weContinue reading “Sustainable living in Uruguay”

Education could be a such a scam

Recently I was asked whether it is a good idea for someone to peruse a master’s degree to make a career change. Tuition costs $50K for 2-year full time study in field he chose. He might have to take time off work to study.  He estimated the total cost is around $200K including time andContinue reading Education could be a such a scam