A few considerations of TFSA

If someone’s household income is in high tax bracket. They might want to minimize the interest generated in the margin account because it is not tax sheltered. It might be better to put the securities with price appreciation such as growth stocks. One day when they need to sell them, they could transfer-in-kind into TFSAContinue reading “A few considerations of TFSA”

Saving for an EV

It seems wildfires, floods, and signs of extreme whether are everywhere caused by climate change. We naturally want to do something to feel that we can exert some control over the situation rather than just sitting on the sideline feeling hopeless. One option is to switch to an EV – electronic vehicle.  Given such highContinue reading Saving for an EV